Consider your life in a single month and how much time you have to save.
Consider your life in a single month and how much time you have to save.
Not all investments should be housed in retirement annuities, despite their many tax benefits. In fact, RAs are of no use if you require investment funds before the age of 55. Professor Lester takes a closer look at the issue and offers a strategy of checks and balances.
The end of the year is a good time to review your financial well-being and put some new year’s resolutions in place that aim for better saving and spending habits.
The local Collective Investment Schemes (CIS) industry attracted net inflows of R49 billion during the second quarter of this year, the second highest ever after the record breaking R63 billion achieved in the third quarter of last year.
By teaching your children to save and invest wisely you are empowering them to own their tomorrow.
Diversification is all about spreading your investments over a range of assets, managers and markets. It is an excellent and proven way to reduce the risk of financial disasters.
The 2013 Sanlam BENCHMARK Survey confirms a long-standing disconnect between what retirement fund members expect to ‘earn’ in retirement and what they actually achieve.