The goal of saving for retirement is to provide an income in retirement. There are however instances when a retirement fund member can access all or a portion of their retirement benefits before retirement.
Blog Archives
Consider your lifestyle inflation when saving for retirement
While most investors seem to understand the need to contribute consistently to their retirement funds, and to start saving as early as possible, many investors fail to understand the impact of their ‘lifestyle inflation’ on their ability to save enough to maintain their standard of living during retirement.
Tagged with: lifestyle inflation, retirement planning, retirement savings
Posted in News, Press Room
Posted in News, Press Room
Are RAs deserving of bad publicity?
Other than the obvious merits of providing an income in retirement, retirement annuities are also one of the most tax efficient investments available.
Can you afford to retire at 65?
Globally, retirement ages have been increasing due to demographic changes and aging populations. In South Africa, however, retirement ages have decreased. This article looks at some of the implications of this, with advice on what you can do now to improve your likelihood of retiring comfortably.
Golden-year dreams come true
We all dream of having a carefree and financially healthy retirement. Unfortunately, for some of us, this dream never becomes a reality.
Tagged with: guaranteed life annuity, living annuity, retirement annuity, retirement planning
Posted in News, Press Room
Posted in News, Press Room
Provident funds and annuity alignments
There is going to be heated debate in retirement planning circles as a result of the proposed amendment to implement annuitisation requirements on provident funds with effect from 1 March 2015.
Tagged with: Annuitisation, provident fund, retirement annuity, retirement planning
Posted in News, Press Room
Posted in News, Press Room
Have we left the door open? Financial planning for Generation Y
Most financial planning campaigns are directed at the ‘Baby Boomer’ generation and Generation X. These will be the first generations that will retire without receiving guaranteed benefits from their employers.
Tagged with: disability insurance, financial planning, Generation Y, retirement planning
Posted in News, Press Room
Posted in News, Press Room
Retirement and the market cycle
Looking at how an investment strategy may be affected by what is going on in the market.
Capping effects on retirement fund contributions
The effect of making non-tax deductible contributions to retirement funds.
Ten steps to carefree retirement
How successful investors ensure their retirement years are indeed ‘golden’.
