How to maximise tax benefits before the end of the tax year
How to maximise tax benefits before the end of the tax year
Are you a saver or a borrower?
We often talk about the value of time in investing, but it is difficult to really get to grips with the rewards that can be reaped through compound growth.
Greece and China have dominated financial headlines since March. With fear running high, we try to remain focused on the relationship between the price and value of individual securities.
Why is it so hard to go against the herd?
With South Africa’s inflation and interest rates widely expected to rise over the medium term, and returns from most asset classes facing headwinds from relatively high valuations and slow economic growth, Prudential Investment Managers has recently been adjusting the positioning of the Prudential Inflation Plus Fund.
Waiting for the right opportunity to invest.
We have written regularly about investor behaviour, noting how emotions can be our worst enemy. Driven by fear and greed, many investors buy high and sell low and tend to invest based on past performance.
Tax-free investment products went live on the 1 March 2015 and early signs are that they are proving to be quite popular. There has however been a lot of confusion regarding the threshold contributions and more especially the impact on those thresholds when an investor decides to make withdrawals.
Convert part of your tax bill into retirement savings