Noluyolo Betela, client relationship manager at Allan Gray, discusses which financial habits you should toss, and which you should keep, this spring.
Blog Archives
Will prescribed assets be used as a policy tool?
Reports that the government plans to compel pension funds to invest in state assets and projects have understandably caused alarm among investors, spurring many questions.
Do you have an emergency fund?
By proactively building emergency reserves, you will be able to respond to life’s crises without compromising your financial standing, or taking on expensive debt.
Tagged with: Covid-19, emergency fund, financial planning, Investor behaviour
Posted in News, Press Room
Posted in News, Press Room
Managing your living annuity in an uncertain world
In response to the dramatic impact that measures to contain COVID-19 have had on asset prices, National Treasury has announced temporary changes to living annuity withdrawal limits and revision rules to allow annuitants to revise their income outside of their policy anniversary month. What are the implications of taking advantage of these changes? Earl van Zyl discusses.
Look after your financial health during COVID-19
With the COVID-19 pandemic spreading across the globe, remaining healthy is naturally top of mind. While we are all prioritising the health and wellbeing of ourselves and our families, it is important to also pay some attention to our financial health.
Options for offshore investing – and their tax implications
Amid the tide of reports of doom and gloom for the local economy, supported recently by Moody’s official downgrade of South Africa to “junk bond” status, financial planners are faced with the dilemma of what to do with their clients’ long-term investments and savings.
Avoid “hot thinking” when it comes to your investments
The markets have plunged in the face of COVID-19. The temptation to disinvest and wait on the sidelines for things to improve is real. But is this a form of “hot thinking” that is best avoided? Nomi Bodlani discusses.
New tax laws for expats
The laws around tax for South Africans who live and work abroad have changed and it is important to work out whether or not you are now expected to pay tax on income you earn outside of the country.
2020 Budget speech update
During the much-anticipated Budget speech this afternoon, the Minister of Finance announced tax relief for individual taxpayers, signalling that tax brackets will be adjusted and personal income tax rebates will increase
Beware of recency bias when making investment decisions
Over the past year, we have seen local investments streaming towards bonds and cash – the top-performing asset classes for most of 2019. Are investors chasing performance, or can they expect to get real returns from perceived safer investments over the long term?
